Esim - [Tutorial]Monetary Market
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Apa itu Monetary Market?

Monetary Market, disingkat MM, merupakan tempat jual beli kurs mata uang dan Gold. Dari tempat inilah agan2 bisa mendapatkan seluruh jenis mata uang dengan menukarkan uang yang agan miliki.

Berbeda dengan perdagangan kurs mata uang di RL (Real Life), tidak ada potongan biaya dari MM di e-sim. Artinya, uang yang agan dapatkan dari MM adalah murni hasil pertukaran mata uang, tanpa ada potongan sedikitpun.

Cara menggunakan MM dapat dilihat pada contoh di bawah:

Misal BillyBat ingin menukarkan uang IDR-nya ke mata uang Gold. Maka dia bisa melakukannya dengan 2 cara:

a)Langsung membeli Gold. Caranya ialah dengan mengatur opsi di 'Show Offers' menjadi

Buy Currency: Gold, Sell Currency: IDR (Indonesia)


Cara ini relatif instan, karena agan langsung mendapatkan G yang diinginkan

b)Menjual IDR yang agan miliki. Caranya ialah dengan memasukkan uang yang agan ingin jual di 'Your offers'. Setelan opsinya ialah:

Offered currency: IDR (Indonesia), Buy currency: Gold.


Lalu masukkan angka nominal dan harga (rate) dari IDR yang ingin agan jual.

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MM ini dapat digunakan sebagai salah satu alternatif mencari pendapatan. Contoh cara mencari uang di MM ialah:

1)Jual mata uang

Di mayoritas negara di e-sim, terdapat selisih antara harga jual dan harga beli kurs lokal. Di dalam keadaaan normal, seseorang akan lebih untung untuk menjual mata uang lokalnya daripada membeli Gold secara langsung. Selisih harga ini dinamakan 'spread'. Spread inilah yang dimanfaatkan dalam mencari pendapatan.

Contoh kasus:

Misal keadaan kurs mata uang di Bulgaria (mata uang: BGN) ialah 1 G = 35 BGN, 1 BGN = 0.0293 G. Dengan kedua angka tersebut, seseorang dapat mencari pendapatan dengan menjual Gold yang dia miliki, kemudian hasil penjualan Gold tsb dijual kembali. Dengan modal awal 10G, maka kemungkinan uang yang dia dapatkan ialah:

Dari penjualan G: 10 G * 35 BGN/1G = 350 BGN
Dari penjualan BGN: 350 BGN * 0.0293 G/BGN = 10.26 G (pembulatan)

Dari siklus tersebut, maka dia memperoleh uang tambahan berupa 0.256 G (selisih modal awal dan hasil penjualan)


Cara ini membutuhkan pengamatan yang jeli dan juga kesabaran, karena terkadang membutuhkan waktu yang lama sebelum siklus 2x penjualan tersebut berhasil dilaksanakan. Dan juga, seringkali terdapat salip-menyalip tawaran penjualan yang harus dicermati.

2)Beli mata uang
Terkadang, terdapat sesuatu keadaan ekonomi di mana angka spread menjadi negatif (arti: akan lebih untung untuk membeli Gold secara langsung daripada menjual mata uang lokal). Keadaan ini relatif langka, tetapi keuntungan yang bsia didapatkan relatif instan.

Contoh kasus:

Misal keadaan kurs mata uang di Polandia (mata uang: PLN) ialah 1 G = 30 PLN, 1 PLN = 0.029 G. Dengan kedua angka tersebut, seseorang dapat mencari pendapatan dengan membeli PLN, kemundian dari uang PLN tsb langsung ditukarkan ke Gold. Misal dengan modal awal 10G, maka kemungkinan uang yang dia dapatkan ialah:

Dari pembelian PLN: 10 G / 0.029 G/PLN = 344.83 PLN (pembulatan)
Dari pembelian G: 344.83 PLN / 30 PLN/G = 11.49G (pembulatan)

Dari siklus tersebut, maka dia memperoleh uang tambahan sejumlah 1.49G (selisih modal awal dan hasil pembelian)


3)Tahan mata uang

Di beberapa negara, kondisi kurs mata uang relatif tidak stabil. Hal ini juga bisa dimanfaatkan sebagai sarana mencari pendapatan. Caranya ialah menjual mata uang saat harga penjualan mata uang tsb tinggi, kemudian membeli balik mata uang tsb saat harga tersebut menurun.

Contoh kasus:

Di suatu hari, kondisi kurs mata uang di Yunani (mata uang: GRD) ialah 1 G = 21.5 GRD. Kemudian, beberapa hari kemudian, kondisi tersebut berubah menjadi 1G = 20.2 GRD. Seseorang dapat memanfaatkan kondisi tersebut dengan cara menjual G pada saat harga 1 G = 21.5 GRD, kemudian membeli G saat harga 1G = 20.2 GRD. Misal dengan modal 10G, maka kemungkinan uang yang dia dapatkan ialah:

Dari penjualan G: 10 G * 21.5 GRD/G = 215 GRD
Dari pembelian G: 215 GRD / 20.2 GRD/G = 10.64 G (pembulatan)

Dari siklus tersebut, maka dia memperoleh uang tambahan berupa 0.64 G (selisih modal awal dan hasil akhir)


Cara ini biasa dilakukan di negara-negara yang kondisinya sering berubah (karena perebutan wilayah high resource, dll).

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