Article
This article will be in English and there will be no Polish becouse im to lazy, Sorry! (masz wąty? sam sobie poliż),
Well I want to make a suggestion of making a bank module. We have stock module, we have contract module, but we have no bank module, or ability of borrowing/lending money to stock company. I think there should be a bank option, that every citizen could open for x amount of gold.
Every banker ie a person owning a bank could:
- accept/reject loan offer
- put up an loan offer on a loan/bank market
- set an intrest on loans given ie this could be set before putting an offer onto bank/loan market
- take money from people for deposits
- set deposit intrest rate i.e this could be set for example once a week.
- govern money from deposit accounts to make transactions on mm market.
- employing other people to his bank, this could be solved like dividend and roles in stock or something
Every bank client could:
- ask for delay loan payment, with/without changing of the terms (banker dependant)
- ask for his money from deposit account before agreed time (the amount would not nesseserly be full, dependant on terms agreed, for example before making deposit there should be agreement but i will explain it later).
- put a question of a loan onto bank market
Every citizen could:
- apply for an loan offer
- deposit money on agreed terms
Agreement: This would be a set of options before every transaction to put forward by banker, and accept/reject by citizen. it could consist of:
For loans:
- intrest rate
- late fee - if someone payed in late
- ability to renegociate the agreement if loan payment was delayed
- time the loan is taken out for
For deposits:
- intrest rate (daily/weekly/monthly)
- for how long?
- if money are taken out before the end of the period, how much of it will be given (in percentage 40-100)
There also should be ability for stocks to borrow money from the banks. Every loan for stock company should be checked by banker, so he is sure that stock will pay him back.
Ave hero24!
Ave me!
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About the game:
USA as a world power? In E-Sim it is possible!
In E-Sim we have a huge, living world, which is a mirror copy of the Earth. Well, maybe not completely mirrored, because the balance of power in this virtual world looks a bit different than in real life. In E-Sim, USA does not have to be a world superpower, It can be efficiently managed as a much smaller country that has entrepreneurial citizens that support it's foundation. Everything depends on the players themselves and how they decide to shape the political map of the game.
Work for the good of your country and see it rise to an empire.
Activities in this game are divided into several modules. First is the economy as a citizen in a country of your choice you must work to earn money, which you will get to spend for example, on food or purchase of weapons which are critical for your progress as a fighter. You will work in either private companies which are owned by players or government companies which are owned by the state. After progressing in the game you will finally get the opportunity to set up your own business and hire other players. If it prospers, we can even change it into a joint-stock company and enter the stock market and get even more money in this way.
In E-Sim, international wars are nothing out of the ordinary.
Become an influential politician.
The second module is a politics. Just like in real life politics in E-Sim are an extremely powerful tool that can be used for your own purposes. From time to time there are elections in the game in which you will not only vote, but also have the ability to run for the head of the party you're in. You can also apply for congress, where once elected you will be given the right to vote on laws proposed by your fellow congress members or your president and propose laws yourself. Voting on laws is important for your country as it can shape the lives of those around you. You can also try to become the head of a given party, and even take part in presidential elections and decide on the shape of the foreign policy of a given state (for example, who to declare war on). Career in politics is obviously not easy and in order to succeed in it, you have to have a good plan and compete for the votes of voters.
You can go bankrupt or become a rich man while playing the stock market.
The international war.
The last and probably the most important module is military. In E-Sim, countries are constantly fighting each other for control over territories which in return grant them access to more valuable raw materials. For this purpose, they form alliances, they fight international wars, but they also have to deal with, for example, uprisings in conquered countries or civil wars, which may explode on their territory. You can also take part in these clashes, although you are also given the opportunity to lead a life as a pacifist who focuses on other activities in the game (for example, running a successful newspaper or selling products).
At the auction you can sell or buy your dream inventory.
E-Sim is a unique browser game. It's creators ensured realistic representation of the mechanisms present in the real world and gave all power to the players who shape the image of the virtual Earth according to their own. So come and join them and help your country achieve its full potential.
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